Debt Rehabilitation & Alternative Finance Solutions
Strategic Relief. Responsible Recovery.
Financial distress — whether personal or business-related — can happen to anyone. At Revco, we assist individuals, businesses, and municipalities with tailored debt rehabilitation and alternative finance solutions designed to restore financial stability, protect credit profiles, and offer a path forward. Our solutions go beyond collections — we provide a structured, compliant, and supportive framework for managing, restructuring, and resolving debt.
Credit Risk Assessments & Debt Restructuring
Before jumping to enforcement, we take a strategic approach:
- Full credit risk assessments to understand the debtor’s capacity and profile
- Tailored debt restructuring plans based on affordability and priority
- Negotiation of revised payment terms that benefit both creditor and debtor
- Implementation of formal or informal repayment arrangements
This not only helps recover outstanding debt — it also reduces repeat defaults and legal costs.
Business & Personal Debt Advisory Services
We offer debt rehabilitation advisory to:
- Individuals with mounting unsecured debts (credit cards, loans, retail accounts)
- Businesses facing liquidity issues, slow-paying clients, or operational debt traps
- Property owners managing arrears on utilities or levies
- Public institutions seeking expert guidance on community-level debt burdens
Our trained consultants provide non-judgmental, confidential support to help clients regain control of their financial lives.
Legal Framework Guidance for Settlements
Navigating debt-related legal processes can be overwhelming. We provide:
- Guidance on legal rights and obligations under South African law
- Structured settlements that align with the National Credit Act and Consumer Protection legislation
- Advice on voluntary sequestration, debt review, or business rescue
- Support for crafting Acknowledgement of Debt (AOD) agreements that are binding and enforceable
Our goal? To find legally sound, mutually agreeable solutions — without unnecessary court proceedings.
Why Choose Debt Rehabilitation?
- Reduced legal action and enforcement costs
- Faster recovery of funds
- Retention of customers and long-term relationships
- Improved financial literacy and payment culture
- Peace of mind for clients under pressure
Who We Work With:
- Municipalities & utility service providers
- SMEs and large corporates
- Financial institutions and microlenders
- Consumers in over-indebted situations
- Property managers & estate agencies
Get in touch
A Fresh Start Is Possible
Debt doesn’t have to be the end of the road. With the right support, it can be the beginning of a better financial future. Whether you’re a creditor looking for alternative recovery paths or a customer seeking responsible relief, Revco is here to help. Contact us today to discuss how our debt rehabilitation and finance solutions can bring balance and resolution back to your financial environment.